After this crisis i have to carry out newspapers to earn my own money.
They won't send me 100-150 euro as a letter, but into my account, right?
I don't have an account, but I also don't want my parents' account because they would determine what I do with my own money.
Can you have an "account" as a 14 year old, and if so, how much freedom do you have? (I know people from my school who are the same age as me and who buy what they want with their account, as long as it is intended for them, age restriction, etc.).
Could the parents decide what I do with it, because I deserve it myself?
(I would also have to buy e.g. Before Minecraft)
Where can you open such an account, how long does it take?
You have to go to the Sparkasse with your parents. Opening a youth account takes 20 minutes, if at all. You can do whatever you want with the money. But your parents can have the account and, for example, lock it if you don't listen to it.
You can only open an account at a bank with your parents' signature if you are under 18.
What you would do with the money would be up to you. However, there's a limit for some purchases due to your age.
You have to make an appointment with the bank. No matter which. Then go with the parents. If only one person has time, the other parent can fill out and sign the forms in advance at home. And then you need the copy of his ID. Everyone should have ID with them. The account can be used immediately. The card will be sent by post after 2-3 weeks. The pin a little earlier.
Yes you can create an account. Also at 14. I'm 16 and I also earn my own money. I have an account so you have to apply to your parents to tell me. If your parents don't mind you can use your account relatively freely Otherwise you could set up something like a money limit, for example, so that you can only spend e.g. 10 euro max per week.
I use my account to pay e.g. Netflix.
First of all, of course, your parents can always determine what you do with your account. They can also see excerpts of what you are doing…
You can avoid this by e.g. Load PayPal, then you can do what you want and it is not recognizable on extracts.
You can open such an account at practically any bank.
